What does the road to SEPA really look like in practice? At Finticipate Vol.5, we go beyond the basics, bringing together hands-on expertise and real implementation experience driving this transition.
This deep dive brings together professionals with extensive backgrounds in payments, compliance, and financial transformation, offering a well-rounded perspective from strategy to execution.
Merima Mahmutović, Senior Manager for Strategy, Transformation & Technology Consulting for Southeastern Europe, PwC SEE, leads complex transformation projects across the financial sector. With over 12 years of banking experience and a strong focus on open banking and SEPA payment systems, she works closely with banks, fintechs, and payment institutions to build modern, competitive ecosystems.
Sanja Tomić, Head of NASO, Special Advisor for Foreign Operations and Compliance, Association of Serbian Banks, brings over 25 years of experience in banking, covering foreign operations, compliance, AML/CTF, and SEPA standards. As the Head of NASO for SEPA, she plays a key role in supporting banks through alignment with European payment frameworks and has directly contributed to SEPA Credit Transfer implementation in Serbia.
Guiding the discussion is Nikola Mehandžić, DFS Lead Serbia, International Finance Corporation, with more than 18 years of experience in digital payments, fintech, and cashless ecosystems across the region. His work focuses on developing digital financial services and strengthening integrated financial markets, bringing valuable insight into the evolution of modern payment infrastructures – an area further enriched by IFC – International Finance Corporation’s global perspective and long-standing commitment, which we highly value and sincerely appreciate through their continuous support.
Together, they bring a powerful combination of strategic thinking, regulatory insight, and real operational experience, exactly what a true SEPA deep dive requires.